Splivo is the simplest tool for splitting, settling, and sending payment links — running on the payment apps people already use.
Receipt scan, tap participants, send the link. Done before the card clears.
Anyone can pay you via their choice of Venmo, Cash App, Zelle, PayPal, or crypto — no account needed.
Plaid spots restaurants and shared subscriptions and suggests who to split with.
Send clean PDF invoices for side-hustles and freelance work — paid through the same rails.
Multi-currency with live rates, per-day budgets, timezone-aware traveler detection.
Category breakdowns, monthly trends, balance history — at group and individual level.
Every dollar stays on the payment rails you already trust. Splivo never holds funds, never intermediates transfers, never sees your bank credentials.
Start free. Pro unlocks auto-detection, invoices, budget goals, and more.
Download Splivo